Albert is a seasoned finance and risk management professional with over 30 years of experience in the banking sector. He is a Fellow Member of the Chartered Institute of Management Accountants, UK, and an Associate Member of the Chartered Institute of Secretaries and Administrators, UK, showcasing his strong academic and professional credentials.

Throughout his career, Albert has held leadership positions in major financial institutions, including DBS Bank, Royal Bank of Scotland, and Standard Chartered Bank. Notably, he served as Head of Credit for Malaysia & Vietnam at DBS Bank, managing extensive credit portfolios and multimillion-dollar approvals. His expertise extends to credit risk governance, operational risk management, and Basel II Credit Risk implementation.

Albert's governance experience is further reinforced by his roles on management and risk committees. At Crowd Sense Sdn Bhd, he plays a pivotal role in regulatory compliance and internal audit, bringing his wealth of experience and strategic insight to strengthen the organization's risk management