For Insurance Premium And Takaful Contribution financing, Cofundr will apply its proprietary Financial Ratio Analysis in assessing each Issuer which include assessing the growth, profitability and working capital of the issuers; coupled with reference to credit reports from Credit Rating Agencies in determining the overall Credit Score and Probability of Default (PD) of the Issuer. Furthermore, Cofundr will also be performing background checks on the stakeholders of the entity (such as performing credit litigation history checks against the company and its directors) as part of the process in assessing the credit risk of the issuers.

For Working Capital and Invoice Financing, Cofundr will base its assessment on credit reports obtained from Credit Rating Agencies in determining the overall Credit Score and Probability of Default (PD) of the Issuer. In addition, Cofundr will also base its assessment on the outcome of the background checks on the stakeholders of the entity (such as performing credit litigation history checks against the company and its directors) as part of the process in assessing the credit risk of the issuers.