23. Why are the interest rates between campaigns different?

Mutually benefitting thousands of businesses and investors that has adapted to P2P Financing.

Overview of P2P Financing Market in Malaysia

128176

Successful Campaigns for Businesses

9.08

Amount Raised from Crowd Investors

14017

Successful Issuers

Up till June 2025, Source: sc.com.my

The interest rates between campaigns differ because the credit risk of each note is based on the risk rating of the issuer and its Probability of Default (PD).